Client profile
How do you know if cre8 is right for you and if you are right for cre8?
A retired couple. You are living largely from your investment capital. You need a portfolio that grows enough to protect you from the risk of inflation, but with down-side risk strictly controlled. You need to know not only do you have enough but also whether you have too much and how best to plan to distribute surplus capital. Planning to pass your wealth to your family often influences the structure of your affairs.
A couple planning for retirement. You have a few years before retirement. Your portfolio is more growth oriented. Since you will not need access to your capital now, more portfolio volatility is tolerable. We may also help you choose from among the investment options of your employer’s retirement plan. As you approach retirement, key issues start to change. At this time you need to take another look at your retirement and estate plans.
A recent widow/divorcee. You may want look to us for support in several ways. You often have limited investment experience and are going through an emotionally challenging time. We may invest in a very low-risk "comfortable" portfolio until we have had time to go through an educational process about investing. As you become more knowledgeable and emotionally ready, we gradually change the structure of the portfolio to meet your long-term objectives helping you to feel in control of your affairs and moving into a feeling of stability again..
A small business owner. You gain greatly from support in the management of your personal assets, company's assets and the assets of the company pension fund. Each portfolio requires individualised design and risk/reward trade offs. We act as your trusted adviser to add our experience and wisdom to help you look up from your day to day work to focus on where you are going and where you want to be.
The suddenly wealthy. You are typically extremely busy and may be relatively young. Things are happening fast in your life and you need a "personal Finance Director" to manage your new- found wealth and determine how hard you must make your portfolio work. You usually feel you need comprehensive financial counsel in order to be able to pursue other interests knowing you have a trusted adviser at your side.
New Client Requirements
We always encourage potential clients to meet us for a short (approximately 30 minutes) meeting enabling us to explain our processes and discuss costs. This is an opportunity for you to decide, without obligation, whether we can add value.
In order to ensure that we serve our clients to the best of our abilities and in most cases exceed their expectations, we need to limit the number of new clients that retain us each year. The following is a schedule of the basic minimum requirements to begin a relationship with cre8. You would only need to satisfy one of the following:
Our engagement may be terminated at any time. We do not charge a termination fee.
Fee Schedule
To ensure that our interests remain aligned with yours, our compensation is not based upon commissions or transactions. Our objective is to always make recommendations solely in your best interests. We are paid only by you. We do not accept commissions, referral fees, or any other type of third- party compensation unless this is agreed with you instead of raising an invoice.
Our Fee Structure
First £1,000,000 0.25% per quarter
Next £2,000,000 0.20% per quarter
Thereafter 0.125% per quarter
The above fees may be subject to vat
Click here to look at our current Terms of Business Letter